Today's Federal Rates

July 11, 2025

Program Conv? Rate Term Points Down Payment APR* Payment per $1000
FHA 30 Year Fixed N 6.125 30 0.00 3.5% Minimum% 6.760% 6.08
VA 30 Year Fixed N 5.875 30 .250 0% Minimum% 5.970% 6.08
USDA N 6.125 30 0.00 0% Minimum% 6.558% 6.08
FHA Down Payment Assistance Program N 7.500 30 0.00 3.5 Minimum% 8.155% 6.99
FHA 5/1 Arm N 5.99 30 .250 3.5% Minimum% 6.612% 5.99
VA 5/1 Arm N 5.99 30 .250 0 Minimum% 6.086% 5.99
*APR - the annual percentage rate is based on a loan size of $300,000
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
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