October 23, 2025
Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
---|---|---|---|---|---|---|---|
30 Year Fixed Conventional | Y | 5.875 | 30 | .250 | 5% Minimum% | 5.999% | 5.92 |
20 Year Fixed Conventional | Y | 5.750 | 20 | .125 | 5% Minimum% | 5.897% | 7.02 |
15 Year Fixed Conventional | Y | 5.500 | 15 | 0.00 | 5% Minimim% | 5.661% | 8.17 |
1% Down Conventional | Y | 6.875 | 360 | 0.00 | 1% Minimum 80% AMI% | 6.988% | 6.96 |
Jumbo | Y | 6.375 | 360 | 0.00 | 20% Minimum% | 6.482% | 6.24 |
Home Possible | 1st Time Homebuyers | 5.875 | 30 | 0.00 | 3% Minimum% | 5.976% | 5.92 |
FHA Down Payment Assistance Program | N | 7.250 | 30 | 0.00 | 3.5% Minimum% | 8.036% | 7.34 |
FHA 30 Year Fixed | N | 5.625 | 30 | 0.00 | 3.5% Minimum% | 6.435% | 5.76 |
VA 30 Year Fixed | N | 5.625 | 30 | 0.00 | 0 Minimum% | 5.732% | 5.76 |
Invest 75% LTV | N | 6.625 | 30 | .250 | .25% Minimum% | 6.760% | 6.40 |
USDA | N | 5.750 | 30 | 0.00 | 0 Minimum% | 6.303% | 5.811 |
FHA 5/1 Arm | N | 5.750 | 30 | .250 | 3.5% Minimum% | 6.582% | 6.32 |
VA 5/1 Arm | N | 5.750 | 30 | .250 | 0 Minimum% | 6.114% | 6.32 |